Manual-first transactions
Enter and categorize transactions yourself, with full control over every label and account.
Private personal finance tracking
Your money, tracked privately.
TallyFolio helps you track accounts, transactions, budgets, subscriptions, investments, and private assets — without bank sync, ads, or black-box automation.
Know what's left this month, what's already committed on the near-term forecast, and what your funds actually hold — from your own data.
Your data stays in your own Supabase project.
CSV import
Private asset register
Deterministic forecasts
No bank login required
The problem
Most finance apps explain nothing. They just display it.
Bank-sync apps
Hand over your banking credentials and trust an opaque pipeline to categorize everything correctly. TallyFolio reviews CSV imports before anything is saved.
"AI" budgeting
Numbers appear with no visible math behind them, and you're meant to just believe the app. TallyFolio's calculations are deterministic and server-side — always traceable.
Spreadsheets
Fully under your control, but brittle — one broken formula and your whole forecast is wrong. TallyFolio gives you that same control with a structured, reliable ledger.
What it tracks
One workspace for the whole picture
Every part of your financial life that usually lives in a different spreadsheet, finally in one reviewed, exportable record.
CSV import with review
Import statements, check every row, and decide what gets saved before it touches your ledger.
Budgets & recurring items
Track subscriptions and recurring expenses, and see budgets update as the month moves.
30/60/90-day forecast
A deterministic, near-term cash-flow projection — no predictive guesswork, just your own data.
Investments & registered plans
Track TFSA, RRSP, and FHSA room as personal estimates, and plan which year to claim an RRSP deduction in.
Private asset register
Physical assets, foreign cash, crypto, receivables, and custody notes — all in one private ledger.
Portfolio X-ray
Import a fund's published holdings and see what you really own — company by company, across every fund and direct holding.
Payslips & withholding
Record Quebec payslips and see whether the year's tax withholding is running ahead or behind, while pay periods remain.
Privacy by design
No bank sync. No shared backend. No ads. No selling data.
01
Your own database
TallyFolio stores your data in your own Supabase project — not a shared application backend.
02
Predictable by design
Same inputs, same numbers. Every figure comes from fixed, documented rules — never from a model.
03
Export anytime
Generate historical reports and full CSV/ZIP exports whenever you want a copy of your own record.
04
Optional AI explanations only
AI can explain a report that's already been calculated. It never calculates financial values itself.
How TallyFolio stays honest
01
Missing exchange rates are never treated as 1:1.
02
RRSP room stays 'unavailable' until you enter it — it's never guessed.
03
Net worth history only shows dates you actually recorded.
How it works
From statement to record
Add accounts
Set up the accounts you want to track — bank, credit, investment, or custom.
Import or enter transactions
Bring in a CSV statement or add entries by hand. Review before anything saves.
Review budgets & forecasts
See subscriptions, recurring items, budget progress, and your near-term forecast.
Export or adjust
Pull a CSV/ZIP export of your reports, or adjust your plan and keep going.
Inside the workspace
Clarity, not a control panel
A single view of net worth, cash flow, budgets, registered plans, and private assets — built to be read in seconds, audited in minutes.
Workspace overviewUpdated just now
Net worth
$184,260+2.1%
Groceries$612 / $700
Dining$248 / $200
Transport$90 / $150
Upcoming recurring
Rent$2,150
Streaming bundle$42
Internet$89
Forecast (30 / 60 / 90)
30 days$8,420
60 days$9,180
90 days$11,030
Registered plans — estimated room
TFSA$4,200 of $7,000
RRSP$2,800 of $12,500
FHSA$1,500 of $8,000
Personal estimate only. Not connected to CRA.
Where it fits
Built between bank-sync apps and spreadsheets
TallyFolio aims to win on privacy, control, and traceability — not by replacing every tool, but by closing the gap between the two.
| Capability | TallyFolio | Bank-sync apps | Spreadsheets |
|---|---|---|---|
| Own your data | Yes | No | Yes |
| No bank connection required | Yes | No | Yes |
| Predictable by design | Yes | Varies | Yes |
| CSV export | Yes | Varies | Yes |
| Subscription tracking | Yes | Varies | Manual only |
| Registered-plan tracking | Yes | Rare | Manual only |
| Private asset register | Yes | No | Manual only |
| Custom / manual control | Yes | No | Yes |
Common questions
FAQ
Does TallyFolio connect to my bank?
No. TallyFolio is manual and CSV-import-first by design — there's no live bank connection at any point.
Where is my data stored?
In your own Supabase project. There's no shared application backend holding your financial records.
Does TallyFolio calculate taxes?
It estimates, but it never files. Income tax is computed from rate tables kept current by hand, so you can compare your own scenarios — nothing is filed and nothing is checked with the CRA.
Is AI required?
No. AI explanations are optional and only describe figures that have already been calculated deterministically — AI never computes the numbers itself.
Can I export my data?
Yes. Reports and app data can be exported as CSV or ZIP whenever you want a copy.